Cookies

We kindly ask you to acquaint yourself with the details regarding the usage of cookies on our website. It is crucial to highlight that cookies are entirely safe and incapable of causing any harm to your computer. However, we understand that some users may be concerned about their online activities being tracked. Therefore, we feel obligated to inform users about the purpose of cookies on the website. 

What does the term "cookies" mean? 

When you access the loanapp.ph website, you may have observed the presence of cookies and wondered about their purpose. Cookie files are small text files that websites store on a user's device, such as a computer or mobile phone, when they visit the site. These files contain data related to the user's browsing habits and preferences, such as login details, language preferences, and the contents of a shopping cart. The utilization of cookies is essential in improving your browsing experience and offering personalized services. 

Types of Cookies used on our website: 

There are two categories of cookies utilized by loanapp.ph website: session cookies and persistent cookies. Session cookies are temporary files that are stored on your device only while you actively browse the website. These cookies have a short lifespan and are automatically erased when you close your browser. Their main function is to store important information, such as your selected search parameters, to ensure a smooth and uninterrupted experience during your visit. In contrast, persistent cookies have a longer lifespan as specified by the website's settings. They remain on your computer even after you close your browser. Persistent cookies on the loanapp.ph website are responsible for storing user preference data and enabling personalized advertising. These cookies effectively remember the choices you make while browsing the site and play a crucial role in providing you with relevant content and recommendations based on your previous interactions.  

Purpose of Using Cookies: 

The data collected through cookies includes non-personally identifiable information such as IP address, browser data, operating system, and language preferences. Cookies serve various purposes, including storing user preferences, providing personalized recommendations, improving the website's functionality through analytics, and enabling targeted advertising based on user interests and preferences.  

Third-Party Cookies: 

In addition to first-party cookies, the loanapp.ph website may utilize third-party cookies to enhance its features. These cookies, provided by external services or entities, offer additional functionalities and services. Third-party cookies can come from various sources, such as Google Analytics for statistical analysis of website usage, or Google Ads for customized advertisements based on your preferences and activities. By leveraging these third-party cookies, the website aims to provide an enhanced browsing experience tailored to your specific requirements. 

Cookie protection: 

Protecting cookies and ensuring data privacy is a top priority for loanapp.ph website. These cookies do not gather sensitive information such as usernames or passwords. The website utilizes a robust HTTPS connection to encrypt and safeguard all data transmitted between your device and the server. These and other security measures that adhere to strict data privacy standards aim to provide a safe and seamless browsing experience. 

Although loanapp.ph implements robust measures to protect the data collected via cookies, it is essential for users to remain vigilant and safeguard their sensitive information, including login details. We highly recommend regularly updating your antivirus software as an effective measure to reduce potential security risks associated with cookies and other online activities. Taking these precautions will enhance your overall online security and protect your confidential information from unauthorized access. 

Managing Cookie settings: 

We respect your right to control the collection and usage of cookies. If you wish to modify your cookie settings, you can do so in your browser preferences. These settings can usually be found in the "Privacy" or "Security" section of your browser. You are able to allow, block, or delete cookies according to your preferences. However, it is important to note that blocking cookies may result in website malfunctions and a suboptimal user experience. Managing cookies is a personal decision that each user should make based on their priorities. It is crucial to consider the balance between data confidentiality and the convenience of utilizing the website's resources by choosing cookie collection option.