Loanapp.ph User Agreement
Please familiarize yourself with the User Agreement on the loanapp.ph website. It outlines the terms and conditions governing the use of the platform for comparing online loans. By accessing the site, you acknowledge and accept these terms, and if you disagree, we advise discontinuing the use of our services.
Introduction to the services:
The loanapp.ph offers a platform where users can compare loan offers from major lenders in the Philippines. Our website provides a convenient way to compare loan options, displaying relevant information about lenders and their offers on a single page. However, please note that the content on our site does not constitute personalized loan offers. To obtain a specific loan offer for certain requirements, users can follow the link to the selected lender's website to get that offering and review the respective terms and conditions.
User rights and responsibilities:
Users are granted the privilege to access and utilize the content on the site for personal purposes, enabling them to gain valuable insights into Philippine lenders, acquaint themselves with loan offers, compare available options, and obtain pertinent loan-related information. All services provided by the site are made available to users free of charge. It is strictly prohibited for users to exploit the site's content for commercial purposes without obtaining explicit permission from the site administration. The usage of the website must adhere to Philippine laws, and users are prohibited from infringing upon intellectual property rights. Users are responsible for the accuracy of their personal information and the protection of their own data. The site administration reserves the right to restrict access to users who contravene the specified conditions.
Website administration rights and responsibilities:
The site administration holds the right, without prior notice to users, to make modifications to the site's content and design, which may include the removal of materials. We also retain the authority to alter the terms of the user agreement at any time, without prior notice, due to various factors such as changes in legislation, site updates, or other valid reasons. If you choose to continue using our site following these changes, it indicates your agreement with the updated terms. We recommend regularly reviewing the user agreement to stay informed about any modifications.
Our utmost commitment is to ensure the smooth operation of the platform and promptly address any technical issues that may arise. Safeguarding user data and privacy is our top priority, and we adhere to Philippine laws and our privacy policy. We guarantee the security of your data and pledge not to disclose it to any third parties without your consent. With your explicit permission, we may utilize your contact details to provide you with valuable information, such as information about special offers and discounts.
In cases where there is a violation of the user agreement, privacy policy, or site rules, specific user access to the platform may be temporarily or permanently restricted by the administration of our website. This action is taken to uphold the security of the web resource and comply with Philippine legal requirements. Please note that we are not obligated to provide advance notification to users regarding such actions.
Limitations of website administration responsibility:
The information presented on our site is intended for reference purposes only, and we cannot assure its reliability or accuracy. Users are strongly advised to independently verify loan-related information on the official websites of microfinance organizations. Any transactions between the user and the lender, as well as any consequences arising from a breach of contract, are beyond our jurisdiction and responsibility. We do not provide loan services or offer guarantees regarding their quality or conformity to descriptions. Inquiries or complaints regarding the loan service should be directed to the respective third-party provider. Users are solely responsible for the decisions they make based on the information provided on our platform. We are not financial advisors or intermediaries in micro-credit transactions. We disclaim any responsibility for violations of Philippine laws or the rights of third parties. We cannot be held liable for any damages or losses incurred as a result of platform usage or malfunctions.
Disputes and contact information:
Parties should seek resolution for any disputes or disagreements through negotiations. If negotiations fail, legal remedies as provided by the law may be pursued. Our company ensures compliance with user rights by Philippine legislation. If you believe your rights have been violated while using the site, please contact our support for assistance. You can reach us through the feedback form on our website or via email.